Relief Options
Debt Settlement
Debt Settlement
Debt Settlement
This relief option typically benefits individuals and families that are making their minimum monthly payments yet not seeing their balances go down. This program generally provides faster relief and greater savings than just making monthly payments.
Debt Management
Debt Settlement
Debt Settlement
This program follows a pre-arranged repayment plan to your creditors and works to reduce the interest rates owed on your cards. Under this relief option, the principal balance is repaid yet only works if the interest rates are lower than what you're currently paying.
Debt Consolidation Loan
Debt Consolidation Loan
Debt Consolidation Loan
Generally a person will seek a consolidation loan in an attempt to pay off their credit cards and transition to just one monthly payment to one creditor. This option could be a good fit for a consumer if they qualify and are able to receive a loan to pay off all debt. Typically, clients searching for a consolidation loans do not qualify
Generally a person will seek a consolidation loan in an attempt to pay off their credit cards and transition to just one monthly payment to one creditor. This option could be a good fit for a consumer if they qualify and are able to receive a loan to pay off all debt. Typically, clients searching for a consolidation loans do not qualify due to over-extended credit and exorbitant interest rates make it nearly impossible for consumers to become debt free.
Bankruptcy
Debt Consolidation Loan
Debt Consolidation Loan
Consumers have the option to file different chapters of bankruptcy depending on their financial situation. If approved by the federal government, it could be an option to explore but sometimes it could be difficult to qualify. Let us see if you qualify for Chapter 7 or Chapter 13 Bankruptcy